My BACL 0.2.4

The My BACL Mobile App by Bajaj Auto Credit Limited represents a significant advancement in mobile banking for customers utilizing two-wheeler and three-wheeler loans. Notably, it offers support for 11 Indian languages, allowing for greater accessibility and inclusivity for users across the country. This application serves as a comprehensive platform for both informational and transactional services tailored to existing and prospective customers.

Designed for convenience, the My BACL app enhances the user experience by providing a range of self-service options, minimizing the necessity for branch visits or extensive wait times to communicate with company representatives. Users can simply log in using their registered mobile number and the OTP received to access a myriad of instant features.

Key Features Include:

• Checking status of Two-Wheeler or Three-Wheeler loan accounts
• Making payments, including dues, partial foreclosure, and online EMI payments
• Submitting service requests (address changes, statement downloads, NOC downloads, etc.)
• Viewing current offers and receiving important loan-related notifications
• Applying for instant loans
• Uploading vehicle details and registration certificates

Loan Details Access:

The app allows existing customers to view essential loan-related information such as loan account summaries, personal details, vehicle registration data, account statements, and repayment schedules with download options.

Payment Options:

Customers can manage overdue payments, including EMI and other dues, as well as partial or complete foreclosure through various payment methods like net banking, debit cards, digital wallets, and UPI.

Service Features:

Information on branch addresses and FAQs simplifies loan management. Moreover, customers can lodge specific requests or complaints (e.g., NOC requests, address changes) directly through the app, which reduces the need for branch visits or calls to the helpline.

Loan Products:

The app provides detailed information on Bajaj Auto's two-wheeler and three-wheeler products along with available loan offers for online application.

Bajaj Auto Credit Loan Interest Rates:

• Finance Amount: ₹9,999 to ₹20 Lakhs
• Repayment Tenure: 3 to 84 months
• Annualized Interest Rate: 0% to 40%
• Processing Fees: Up to 30%

*Interest rates and processing fees vary by product; please refer to our website for detailed information: Bajaj Auto Credit Interest Rates

The developers have prioritized simplicity and user-friendliness in crafting this application. Users are encouraged to provide feedback or report any issues encountered while using the app as continuous improvement is a key focus.

Requirements:

• A smartphone with Android or iOS operating system
• Internet connectivity via Wi-Fi or mobile data

For further inquiries or suggestions, users can reach out via email at [email protected]. More information can be found on the official site: Bajaj Auto Credit Website.